Provided by Brownlow Wealth Management
Tel: 01582 794967
Lines open Mon - Fri 8:30am - 6pm
Are you facing the problems of paying for care?
Are you worried about what it could cost you in the future?
Do you fully understand your entitlement to State Benefits?
Do you need assistance to make sure you are getting the best care you can afford?
You may need care yourself in the future, or be receiving care already. The worry is that your money could run out and that you will have to switch to a cheaper level of care, or become a burden on your family and so lose your dignity. If your savings and assets all go on care, what will be left for others to inherit?
It may be a relative or friend who is currently receiving care. You’ll want a financial solution that ensures he or she can afford the best possible care for as long as is necessary, while recognising the wish to leave an inheritance. With our help, you do not have to settle for a cheaper level of care simply to help the money go further.
At Brownlow Wealth Management we help people meet the cost of care in a residential home, in a nursing home, or care at home. The advice we offer can often make fees more affordable, and will give you more options as you choose the most appropriate care arrangements for you or your relative.
Our specialist advisers provide solutions that are reassuringly straightforward. The cost of quality long term care is often more affordable than you imagined. The care fees schemes we propose pay towards the costs of care for however long it is needed. We can also help to preserve as much of your capital as possible for future inheritance.
We will suggest ways in which pensions, investments and savings can be used to create enough income to pay for care, now and in the future.
We can also explain how to claim State entitlements such as Attendance Allowance, and will guide you through the funding options and show you how affordable your chosen care can be. Let us tailor a bespoke care fees scheme that solves your individual problems, and provide financial security for as long as it is needed.
The costs of care can be considerable, and without local authority or NHS funding it is important that you seek advice from a SOLLA (Society of Later Life Advisors) accredited advisor. They will help you determine the options that are available to you, including the use of an Immediate Needs Annuity or *Equity Release (Lifetime Mortgage). With many years experience of working in the later life sector, James Rudd, of Brownlow Wealth Management Ltd, will be able to assist you and your family in ensuring have a clear financial strategy to address these costs and navigate the many complex issues involved.
Domiciliary care is often preferred as it refers to a wide range of services offered to help a person stay in their own home. We can advise on the options to pay for Live-In Care at home which may involve the use of *Equity Release and/or Immediate Needs Annuities.
We offer a no obligation consultation. We will contact you to discuss your specific circumstances in more detail, before presenting a report tailored to your needs. After that, we can talk you through the options, at a time and place that suits you.
* Equity release is a lifetime mortgage or home reversion plan. To understand the associated risks and features, please ask for a personalised illustration
Some of the above may include products and services that are separate and distinct to those provided by St. James’s Place Wealth Management plc