Who we are

Care Fees Planning, the specialist arm of Brownlow Independent Financial Advisers Limited, has been helping clients solve the problems of paying for care over a decade. Our leading specialists in care fees planning have also been advising clients on life assurance, investments and pensions for over 30 years.

We are authorised and regulated by the Financial Services Authority (FSA) and work to a strict code of conduct, although not all care products are regulated by the FSA and the FSA does not regulate tax advice.

Our leading advisers use their expertise and independent status to recommend the very best products on the market. Our initial consultation is free and offered without obligation to those who approach Care Fees Planning for help.

We advise on the most appropriate funding solution, backed by years of experience in this field, whatever your care fees needs.

The care fees solutions we provide aim to make the most of your money to ensure that care fees will always be met, and as much of the estate as possible is protected for future inheritance.

Once you accept our recommendations and ask us to arrange a plan, there will be a charge for that work. You may choose to pay us a fee, based on the hours we spend. Alternatively, the providers of the products that we specify can pay us a commission. We will explain what the costs mean for you at the outset, the choice is yours.

We answer your questions and will discuss related issues, including how to obtain Powers of Attorney, and any State and local authority benefits that might be available.

We present our recommendations in plain English. If you then ask us to arrange a care fees plan for you, we keep you informed of progress at all times.